According to Propertypriceadvice.co.uk the following home improvements could add the potential value to your home:
| Home Improvement Area | Potential Value Added |
|---|---|
| Splitting a house into flats | 30% |
| Converting a cellar | Up to 30% |
| Converting a garage into living space | 15% |
| Extending a kitchen with a side-return extension | 15% |
| Adding another bedroom with a loft conversion | 15% |
| Increasing living space with a conservatory | Up to 10% |
Increase your space with a Conservatory or Extension loan from Hitachi Personal Finance
If things are starting to feel a little cramped at home, adding a conservatory or an extension is a great way to get the extra space that you need, as well as potentially increasing your house’s value when it is time to sell up.
What is a conservatory or extension loan?
A conservatory or extension loan is an unsecured personal loan, used specifically to finance the build of a home extension or a conservatory. You will borrow the money you need to cover the full cost of the materials and the labour at a pre-agreed fixed monthly cost for a term to suit you.
| A Hitachi loan based on borrowing £7,500 Amount over 5 years* | ||||
|---|---|---|---|---|
| Representative | Rate of interest | Monthly repayment | Total credit charge | Total repayment |
| 3.5% APR | 3.5% (fixed) | £136.25 | £675.00 | £8,175.00 |
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Is a loan the best way to fund a conservatory or extension?
A personal loan can be a great way to fund the build of a conservatory or extension as you can borrow the amount you need at a manageable monthly repayment to suit you. The repayment amount and the APR are fixed which makes budgeting easy and you can often pay back early or make over-payments free of charge if your circumstances change and you find yourself in a position to do so.
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